Elizabeth, Julie & Lily Play Strip High Card
And the penalty? She has to go outside naked except for a robe, and then open her robe for the camera and anyone who happens to be passing by. No fakery here... we were really outside, at a residential hotel with doors all around us, and the loser was very, very nervous about possibly being seen. Not a whole lot of nudity in this one, but what there is... yowza.